Description
This formal post-judgment brief chronicles an action instituted by the Applicant challenging Section $6(a)(iv)$ of the Central Bank of Nigeria (Customer Due Diligence) Regulations 2023. The Applicant sought an injunction and a declaration that compelling the collection of social media handles violates fundamental privacy rights guaranteed under Section 37 of the 1999 Nigerian Constitution.
Hon. Justice Nnamdi O. Dimgba sustained the Respondent’s Notice of Preliminary Objection, ruling that the suit was highly speculative because the regulations target financial institutions rather than private individuals, and the Applicant failed to show that any bank had actually demanded his handle or disrupted public life. Furthermore, the Court ruled on the merits that providing a social media handle is akin to providing an email or phone number for identity verification and due diligence. It notes the irony of claiming an expectation of privacy over a public platform explicitly designed for communication and exposure.
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